Workers’ compensation insurance
DETAILS
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Eligibility
Organizations and individuals employing employees under employment contracts.
![](https://media.pti.com.vn//default-pti/images/san_pham/pham_i_bao_hiem.png)
Scope of Coverage
This policy shall cover the Insured Person’s death or disability resulting from any work accident or occupational disease during the Insured Person’ employment.
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Insurance Benefits
In the event of death or total permanent disability, PTI shall pay 30 months of salary or a larger amount, depending on the Insured Person’s option;
In the event of partial permanent disability, payment shall be based on the Benefit Table and the Sum Insured (100% of the Sum Insured in case of death).
Medical expenses: PTI shall pay any medical expenses actually and reasonably incurred up to Sum Insured as selected by the Insured Person;
Loss or reduction of income (salary) or daily allowance during treatment: PTI shall pay a daily allowance during the Insured Person’s hospitalization as instructed by the attending physician. Limit: 6 months of salary or as selected by the Insured person.
![](https://media.pti.com.vn//default-pti/images/san_pham/phi_bao_hiem.png)
Sum Insured
30 months of salary or a fixed amount as requested by the Insured Person.