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:root{--primary-900:#0a2a4d;--primary:#0e4e96;--primary-500:#628cbb;--primary-300:#b2c6dd;--primary-100:#f3f6fa;--secondary:#f48220;--secondary-500:#f9a768;--secondary-300:#fbcfa5;--secondary-100:#fff6ef;--neutral-900:#1b1f27;--neutral-700:#37415a;--neutral-500:#7c879c;--neutral-300:#d7dce6;--neutral-100:#f5f7fa;--white:#fff;--radius-sm:10px;--radius-md:18px;--radius-lg:28px;--shadow-sm:0 2px 10px #0d377b0f;--shadow-md:0 12px 40px #0d377b1f;--container:1200px;--ease:cubic-bezier(.22, .61, .36, 1);--background:var(--white);--foreground:var(--neutral-900);--border:var(--neutral-300);--ring:var(--primary);--color-hero-bg-start:#e6effb;--color-hero-bg-mid1:#eff5fd;--color-hero-bg-mid2:#f8fbff;--color-chip-growth-start:#4a82c4;--color-chip-growth-end:#0e4e96;--color-chip-wealth-start:#f9a768;--color-chip-wealth-end:#f48220;--color-chip-health-start:#8fc0dc;--color-chip-health-end:#5c97bd;--color-wave-1:#e7f8eb;--color-wave-2:#fff2e5;--color-wave-3:#f0f7ff;--color-vndgo:#ff9b42}@keyframes drift{0%{transform:translate(0)}to{transform:translate(-50%)}}@keyframes bob{0%{transform:translateY(20px)}to{transform:translateY(-20px)}}@keyframes floatUp{0%{opacity:.2;transform:translateY(60px)}to{opacity:1;transform:translateY(0)}}@keyframes heroBobTower{0%,to{transform:translateY(0)}50%{transform:translateY(-7px)}}@keyframes heroBobChip{0%,to{transform:translateY(-8px)}50%{transform:translateY(8px)}}@keyframes tierFloat{0%,to{transform:translateY(0)}50%{transform:translateY(-8px)}}@keyframes sparkTwinkle{0%,to{opacity:.25;transform:scale(.8)}50%{opacity:1;transform:scale(1.15)}}*,:before,:after{box-sizing:border-box}html{font-family:var(--font-barlow,"Barlow", 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24px}.eyebrow{letter-spacing:.14em;text-transform:uppercase;color:var(--secondary);align-items:center;gap:8px;margin-bottom:14px;font-size:.8rem;font-weight:700;display:inline-flex}.eyebrow:before{content:"";background:var(--secondary);width:22px;height:2px;display:inline-block}.lede{color:var(--neutral-700);max-width:640px;margin-top:16px;font-size:1.08rem}.section-head>.lede{margin-top:0}.btn{transition:transform .25s var(--ease), box-shadow .25s var(--ease), background .25s var(--ease);white-space:nowrap;cursor:pointer;border:none;border-radius:999px;justify-content:center;align-items:center;gap:8px;padding:14px 28px;font-size:.98rem;font-weight:600;display:inline-flex}.btn-primary{background:var(--primary);color:#fff;box-shadow:var(--shadow-sm)}.btn-primary:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.btn-accent{background:var(--secondary);color:#fff;box-shadow:0 10px 30px #f4822047}.btn-accent:hover{transform:translateY(-2px)}.btn-ghost{border:1.5px solid var(--neutral-300);color:var(--primary);background:var(--white)}.btn-ghost:hover{border-color:var(--primary);background:var(--primary-100)}.btn-ghost--invert{color:#fff;background:0 0;border:1.5px solid #fff6}.btn-ghost--invert:hover{background:#ffffff24;border-color:#fff}.btn-link{color:var(--primary);align-items:center;gap:6px;font-weight:600;display:inline-flex}.btn-link .arrow{transition:transform .2s var(--ease)}.btn-link:hover .arrow{transform:translate(4px)}.section{padding:96px 0}.section-sm{padding:56px 0}.section-tight{padding:72px 0}.pti-bg-tint{background:var(--neutral-100)}.pti-bg-primary{background:var(--primary);color:#fff;--title-color:#fff}.pti-bg-primary .eyebrow{color:var(--secondary-500)}.pti-bg-primary .lede{color:#c7d0e4}.card{border:1px solid var(--neutral-300);border-radius:var(--radius-md);transition:transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);background:#fff;flex-direction:column;padding:32px;display:flex}.card:hover{box-shadow:var(--shadow-md);border-color:#0000;transform:translateY(-6px)}.card .icon{border-radius:14px;justify-content:center;align-items:center;width:52px;height:52px;margin-bottom:18px;display:flex}.card p{color:var(--neutral-700);margin-top:8px;font-size:.95rem}.pti-mt-auto{padding-top:14px;margin-top:auto!important}.section-head{flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:44px;display:flex}.pti-grid{gap:24px;display:grid}.pti-grid-2{grid-template-columns:repeat(2,1fr)}.pti-grid-3{grid-template-columns:repeat(3,1fr)}.pti-grid-4{grid-template-columns:repeat(4,1fr)}@media (max-width:920px){.pti-grid-3,.pti-grid-4{grid-template-columns:repeat(2,1fr)}}@media (max-width:640px){.pti-grid-2,.pti-grid-3,.pti-grid-4{grid-template-columns:1fr}}.accordion--cards{border-top:none;flex-direction:column;gap:16px;display:flex}.accordion--cards .accordion-item{border-radius:var(--radius-md);box-shadow:var(--shadow-sm);transition:box-shadow .3s var(--ease), transform .3s var(--ease);background:#fff;overflow:hidden;border:none!important}.accordion--cards .accordion-item:hover{box-shadow:var(--shadow-md)}.accordion-item .acc-body{transition:grid-template-rows .35s var(--ease);grid-template-rows:minmax(0,0fr);display:grid}.accordion-item .acc-body-inner{opacity:0;min-height:0;transition:opacity .3s var(--ease);overflow:hidden}.accordion-item.is-open .acc-body{grid-template-rows:minmax(0,1fr)}.accordion-item.is-open .acc-body-inner{opacity:1}.tabs-nav{-webkit-overflow-scrolling:touch;scrollbar-width:none;max-width:100%;overflow-x:auto}.tabs-nav::-webkit-scrollbar{display:none}.tabs-nav .tab-btn{flex:none}.tabs-nav--underline{-webkit-overflow-scrolling:touch;scrollbar-width:none;max-width:100%;overflow-x:auto}.tabs-nav--underline::-webkit-scrollbar{display:none}.tabs-nav--underline .tab-btn{flex:none}
.scroll-progress{z-index:200;background:linear-gradient(90deg, var(--secondary), var(--primary));width:0%;height:3px;transition:width 80ms linear;position:fixed;top:0;left:0}.site-header{z-index:100;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);border-bottom:1px solid var(--neutral-300);background:#ffffffdb;position:sticky;top:0}.site-header.scrolled{box-shadow:0 4px 24px #0d377b14}[data-parallax]{will-change:transform}.site-header .container{justify-content:space-between;align-items:center;height:76px;display:flex}.brand{align-items:center;display:flex}.brand-logo{aspect-ratio:612/256;background-image:url(/images/brand-logo.svg);background-position:0;background-repeat:no-repeat;background-size:contain;height:42px;display:block}@media (max-width:520px){.brand-logo{height:34px}}.nav-main{align-items:center;gap:2px;display:flex}.nav-item{transition:.2s var(--ease);border-radius:999px;align-items:center;gap:4px;padding:10px 16px;display:flex;position:relative}.nav-item.has-dropdown{padding-right:10px}.nav-item:hover,.nav-item.active{background:var(--primary-100)}.nav-item:hover>a,.nav-item.active>a,.nav-item:hover .nav-chevron-btn,.nav-item.active .nav-chevron-btn{color:var(--primary)}.nav-main a{color:var(--neutral-700);transition:color .2s var(--ease);font-size:.95rem;font-weight:600}.nav-chevron-btn{width:22px;height:22px;color:var(--neutral-500);cursor:pointer;transition:transform .2s var(--ease), color .2s var(--ease);background:0 0;border:none;justify-content:center;align-items:center;display:flex}.nav-chevron{stroke-width:3px;width:30px;height:30px}.nav-item.has-dropdown:hover .nav-chevron-btn,.nav-item.has-dropdown.is-open .nav-chevron-btn{color:var(--primary);transform:rotate(180deg)}.header-actions{align-items:center;gap:12px;display:flex}.menu-toggle{display:none}.nav-dropdown{opacity:0;visibility:hidden;pointer-events:none;transition:opacity .18s var(--ease), visibility .18s;z-index:110;padding-top:14px;position:absolute;top:100%;left:50%;transform:translate(-50%)}.nav-item.has-dropdown:hover .nav-dropdown,.nav-item.has-dropdown.is-open .nav-dropdown{opacity:1;visibility:visible;pointer-events:auto}.nav-dropdown-panel{border:1px solid var(--neutral-300);border-radius:var(--radius-md);min-width:280px;box-shadow:var(--shadow-md);transition:transform .18s var(--ease);background:#fff;padding:10px;transform:translateY(6px)}.nav-item.has-dropdown:hover .nav-dropdown-panel,.nav-item.has-dropdown.is-open .nav-dropdown-panel{transform:translateY(0)}.nav-dropdown a{color:var(--neutral-900);white-space:normal;border-radius:8px;padding:11px 16px;font-size:.92rem;font-weight:600;display:block}.nav-dropdown a:hover{background:var(--primary-100);color:var(--primary)}.nav-dropdown a .sub{color:var(--neutral-500);margin-top:2px;font-size:.8rem;font-weight:500;display:block}@media (max-width:920px){.nav-main{display:none}.menu-toggle{color:var(--primary);font-size:1.5rem;display:flex}.nav-main.open{border-bottom:1px solid var(--neutral-300);box-shadow:var(--shadow-md);max-height:calc(100vh - 76px);animation:mobileMenuSlideDown .25s var(--ease) forwards;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 20px 20px;display:flex;position:absolute;top:76px;left:0;right:0;overflow-y:auto}.nav-main.open .nav-item{border-radius:0;flex-direction:column;align-items:stretch;padding:0;background:0 0!important}.nav-main.open .nav-item.has-dropdown{padding-right:0}.nav-main.open a{border-bottom:1px solid var(--neutral-300);border-radius:0;padding:14px 48px 14px 4px;display:block}.nav-main.open .nav-chevron-btn{z-index:5;width:46px;height:46px;position:absolute;top:2px;right:0}.nav-main.open .nav-chevron{stroke-width:2px;width:14px;height:14px}.nav-main.open .nav-item.has-dropdown .nav-dropdown{min-width:0;box-shadow:none;opacity:0;visibility:hidden;pointer-events:none;max-height:0;transition:max-height .3s var(--ease), opacity .25s var(--ease), visibility .25s;border:none;margin:0 0 6px;padding:0;position:static;overflow:hidden;transform:none}.nav-main.open .nav-item.has-dropdown.is-open .nav-dropdown{opacity:1;visibility:visible;pointer-events:auto;max-height:600px}.nav-main.open .nav-dropdown-panel{box-shadow:none;background:0 0;border:none;padding:0;transform:none}.nav-main.open .nav-dropdown a{border-bottom:1px solid var(--neutral-100);padding-left:18px}}@keyframes mobileMenuSlideDown{0%{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:translateY(0)}}.hd-cat.is-open>button{color:var(--primary)}.hd-groups li a.is-active{background:var(--primary-100);color:var(--primary);font-weight:700}
.site-footer{color:var(--neutral-900);background:#fff;padding:56px 0 32px}.footer-logo{margin-bottom:20px;display:inline-flex}.footer-logo .brand-logo{height:48px}.footer-org{color:var(--neutral-700);margin-bottom:20px;font-size:1rem}.footer-contact-row{color:var(--neutral-700);flex-wrap:wrap;align-items:center;gap:20px;font-size:.94rem;display:flex}.footer-contact-row span{align-items:center;gap:8px;display:inline-flex}.footer-contact-row span b{color:var(--neutral-900);font-weight:700}.footer-contact-row a{color:var(--neutral-700)}.footer-contact-row a:hover{color:var(--primary)}.footer-contact-row .sep{display:none}.footer-social{gap:10px;margin-left:auto;display:inline-flex}.footer-social a{background:var(--primary-100);border-radius:50%;justify-content:center;align-items:center;width:34px;height:34px;transition:all .2s;display:flex}.footer-social a:hover{background:var(--secondary-100)}.footer-hr{border:none;border-top:1px solid var(--neutral-300);margin:32px 0}.footer-newsletter-row{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px;display:flex}.footer-h4-lg{color:var(--neutral-900);margin-bottom:6px;font-size:1.15rem;font-weight:700}.footer-newsletter-row p{color:var(--neutral-700);font-size:.92rem}.footer-newsletter-row .newsletter{min-width:340px;margin-top:0}.newsletter{gap:10px;display:flex}.newsletter input{border:1px solid var(--neutral-300);color:var(--neutral-900);background:#fff;border-radius:999px;flex:1;padding:12px 20px;font-family:inherit}.newsletter input::placeholder{color:var(--neutral-500)}.footer-grid-3{grid-template-columns:repeat(3,1fr);gap:36px;display:grid}.footer-grid-3 h4{color:var(--neutral-900);margin-bottom:14px;font-size:.95rem;font-weight:700}.footer-grid-3 ul li{margin-bottom:10px}.footer-grid-3 ul a{color:var(--neutral-700);font-size:.92rem;transition:all .2s}.footer-grid-3 ul a:hover{color:var(--primary)}.footer-bottom{border-top:1px solid var(--neutral-300);color:var(--neutral-500);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;margin-top:36px;padding-top:22px;font-size:.85rem;display:flex}.footer-bottom-links{flex-wrap:wrap;align-items:center;gap:6px;display:inline-flex}.footer-bottom-links a{color:var(--neutral-600);text-decoration:none;transition:color .2s}.footer-bottom-links a:hover{color:var(--primary);text-decoration:underline}.footer-bottom-sep{color:var(--neutral-500);margin-right:4px}@media (max-width:860px){.footer-grid-3{grid-template-columns:1fr 1fr}.footer-newsletter-row .newsletter{width:100%;min-width:auto}.footer-social{margin-left:0}}@media (max-width:600px){.footer-grid-3{grid-template-columns:1fr}}